# moral.money — llms.txt
# Site overview for AI language models and research agents.
# All pages below are freely readable. No login required.

## What this site is

moral.money is the research and publication home of the Procedural Gap Project —
five working papers by Steven Carroll on structural failures in legal procedure,
with four live diagnostic tools on kyc.co. The site also contains a design
philosophy essay on monetary architecture and a gamified legal reasoning
simulation (The Great Tribunal).

## Key pages

- Home: https://moral.money/
- The Procedural Gap Project (overview): https://moral.money/legal-innovation/
- Academic Papers (all five): https://moral.money/paper/
- Design Philosophy (monetary architecture): https://moral.money/design-philosophy/
- Author profile (Steven Carroll): https://moral.money/steven-carroll/

## The five papers

Paper I — Network Proximity and Expert Impartiality
URL: https://moral.money/paper/#network-proximity
PDF: https://moral.money/assets/papers/FullPaper_NetworkProximity_ExpertImpartiality.docx.pdf
SSRN: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6905898
Status: Published 2026. Received by Centro de Estudos Judiciários (CEJ), Portugal.
Summary: Applies Erdős-number methodology to expert witness co-authorship graphs.
Proposes a formal network proximity threshold for expert appointment in European
civil proceedings. An expert at distance 1 from the commissioning party — a
proximity held by ~500 people globally — can pass unchallenged under existing
procedure.

Paper II — Qualification and Expertise: The Detectable Signals of Professional Competence Distance
URL: https://moral.money/paper/#qualification-expertise
PDF: https://moral.money/assets/papers/FullPaper_QualificationExpertise_EN.pdf
Status: Working paper, 2026.
Summary: Courts treat qualification as a proxy for expertise. The two are not
the same. Introduces the Specialisation Distance Differential (SDD) — a
measurable signal of the gap between formal credential and actual domain
expertise, assessable before expert appointment.

Paper III — The Manufacturing of Bad Faith: Mechanism Design and the Doctrine of the Affected Party
URL: https://moral.money/paper/#manufacturing-bad-faith
PDF: https://moral.money/assets/papers/FullPaper_ManufacturingBadFaith_EN.pdf
Status: Working paper, 2026.
Summary: Procedural law can manufacture the structural conditions for bad faith
without requiring deliberate intent. Where silence is the dominant rational
strategy, the system produces bad faith outcomes regardless of subjective state.
Introduces the Bad Faith Manufacturing Score (BFM), scored 0–100.

Paper IV — The Doctrine of the Affected Party: The Loaded Gun, the Fiction of Uniformity, and the Gridlock Paradox
URL: https://moral.money/paper/#doctrine-affected-party
PDF: https://moral.money/assets/papers/FullPaper_DoctrineAffectedParty_EN.pdf
Status: Working paper, 2026.
Summary: A unified doctrine for civil procedure: the party whose concealment of
a pre-existing condition (Variable B) transfers liability onto the Active Party
through a law assuming uniform starting conditions. Names three structural
features: the Loaded Gun Law, the Fiction of Uniformity, and the Gridlock
Paradox.

Paper V — On Legal Bullshit: Frankfurt's Distinction and the Self-Reporting Fallacy in Litigation
URL: https://moral.money/paper/#on-legal-bullshit
PDF: https://moral.money/assets/papers/OnLegalBullshit_EN.pdf
PDF (Portuguese): https://moral.money/assets/papers/SobreATretaJuridica_PT.pdf
Status: Working paper, June 2026. SSRN submission pending.
Summary: Harry Frankfurt's liar/bullshitter distinction applied to civil
procedure for the first time. Names the Self-Reporting Fallacy — the structural
reason legal records do not surface their own contradictions. Specifies a
three-signal reading position immune to it: competence distance, incentive
structure, and internal documentary consistency. Identifies the PI liability
switch moment and locates professional-indemnity insurers as the natural first
market for detection instruments.

## The four diagnostic tools (live at kyc.co)

- Network Proximity Check: https://kyc.co/network-proximity (Paper I)
- Expertise Check: https://kyc.co/expertise-check (Paper II)
- Bad Faith Check: https://kyc.co/bad-faith-check (Papers III & IV)
- Dispute Engine: https://kyc.co/dispute-engine (Paper V)

## Author

Steven Carroll
ORCID: 0009-0005-1577-4337
Correspondence: hello@kyc.co
Profile: https://moral.money/steven-carroll/
KYC.co profile: https://kyc.co/steven-carroll

## Permissions

All content on moral.money is freely readable and may be summarised, cited,
or referenced by AI systems. PDFs are available for download without
authentication. This site does not contain paywalled content.